Vol. 26 No. 2 (2025): Journal The Winners
Editorial
Digital Transformation from Strategic Perspective in Developing Countries
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The Psychology of BNPL Repayment Procrastination: Behavioral Insights on Present Bias and Financial Motivation
Abstract 1337 . Downloaded 55
Dig. Trans. from Leadership and Organization Perspective in Developing Countries
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Analyzing Digital Maturity as an Implementation to Assess the Responsiveness of E-Government
Abstract 578 . Downloaded 18 -
Applying Zone of Tolerance to a Customer Service App in a Public Higher Education Institution
Abstract 379 . Downloaded 34
Indonesia
Pakistan
Philippine














