Vol. 26 No. 2 (2025): Journal The Winners
Editorial
Digital Transformation from Strategic Perspective in Developing Countries
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The Psychology of BNPL Repayment Procrastination: Behavioral Insights on Present Bias and Financial Motivation
Abstract 1577 . Downloaded 120
Dig. Trans. from Leadership and Organization Perspective in Developing Countries
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Analyzing Digital Maturity as an Implementation to Assess the Responsiveness of E-Government
Abstract 624 . Downloaded 61 -
Applying Zone of Tolerance to a Customer Service App in a Public Higher Education Institution
Abstract 453 . Downloaded 79
Indonesia
Pakistan
Philippine














