Perempuan dan Perbankan: Sebuah Tinjauan Tentang Peran Inklusi Keuangan terhadap Pengusaha UMKM Perempuan di Indonesia
DOI:
https://doi.org/10.21512/tw.v14i2.649Keywords:
financial inclusion, banking service access, women entrepreuner, SME, Indonesian economyAbstract
Financial inclusion is a means to promote financial sector especially for easy banking services and financial access for people. Increasing living standard is one of the expected results when financial inclusion runs well. Financial inclusion program in Indonesia is expected to give significant impact to unprevillege people, such as: people with low income, fringe, minority, or having no legal identity and women and the young. This paper focuses on how financial inclusion can give a significant impact especially to woman in SME in Indonesia and how financial inclusion program can increase and strengthen Indonesian economy as a whole. Research used quantitative-descriptive method; comparative analysis was done based on secondary data from various sources. This research concludes that financial inclusion shall be conducted in Indonesia as a whole and may affect the SMEs significantly, especially women.
Plum Analytics
References
Anstey, C. (2012). Women in the Private Sector: Good for Development and Business. Remarks by World Bank Managing Director at the 2012 Annual Meetings Program of Seminars, Tokyo Japan. Diakses dari http://www.worldbank.org/en/news/speech/2012/10/11/womens-participation-privatesector-good-development-and-business
Bank Indonesia. (2013). Data Kredit UMKM. Diakses dari http://www.bi.go.id/web/id/UMKMBI/Kredit+Perbankan/Data+Kredit+UMKM/
Johansyah, D. A. (2011). Inklusi Keuangan: Memperluas Akses Keuangan Untuk Bikin Rakyat Sejahtera. Gerai Info-News Letter Bank Indonesia Edisi XV, Juni 2011, Tahun 2. Diakses dari:http://www.bi.go.id/NR/rdonlyres/9648CAB6-4807-48C5-8E0FB2C4FA05D206/26533/GIed15_juni2011_low.pdf
Kementerian Koperasi dan UKM. (2012, 21 Desember). Melirik Potensi Perempuan Pengusaha. Diakses dari http://www.depkop.go.id/index.php?option=com_content&view=article&id=1182:melirik potensi-perempuan-pengusaha&catid=54:bind-berita-kementerian&Itemid=98
Klapper, Jandu, Sintim-Aboagye (2012). The Little Data Book on Financial Inclusion 2012. Finance and Private Sector Development Team of The World Bank, Washington DC. Diakses dari http://data.worldbank.org/sites/default/files/the-little-data-book-on-financial-inclusion-2012.pdf
Kementerian Pemberdayaan Perempuan. (2008). Kesepakatan Bersama untuk Memberikan Akses Permodalan bagi Perempuan Pengusaha UMKM. Diakses dari http://www.indonesia.go.id/in/kementerian/kementerian/kementerian-negara-pemberdayaan-perempuan-dan-perlindungan-anak/1647-profile/274-kementerian-pemberdayaan perempuan-dan-perlindungan-anak.
Ocampo, D. (2006) Building Inclusive Financial Sectors for Development, United Nations Department of Economic and Social Affairs (DESA) and the United Nations Capital Development Fund (UNCDF). Diakses dari http://www.uncdf.org/sites/default/files/Download/bluebook_0.pdf
Purnomo, H. (2011). 52 Juta UMK di Indonesia, 60% Dijalankan Perempuan. Diakses dari http://finance.detik.com/read/2011/12/05/160638/1783039/5/52-juta-umk-di-indonesia-60-dijalankan-perempuan.
The World Bank. (2012). Expanding Women’s Access to Financial Services. Diakses dari http://www.worldbank.org/en/results/2013/04/01/banking-on-women-extending womens-access-to-financial-services
Thorat, U. (2006). Financial Inclusion and Millennium Development Goals. 4th Program on Human Development and State Finances jointly organised by College of Agricultural Banking, Reserve Bank of India, UNDP and the Planning Commission, at CAB, Pune. Diakses dari http://www.bis.org/review/r060126f.pdf
Downloads
Published
How to Cite
Issue
Section
License
Authors who publish with this journal agree to the following terms:
a. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License - Share Alike that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
b. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
c. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
USER RIGHTS
All articles published Open Access will be immediately and permanently free for everyone to read and download. We are continuously working with our author communities to select the best choice of license options, currently being defined for this journal as follows: Creative Commons Attribution-Share Alike (CC BY-SA)