The Influence of Bi Rate to the Distribution of Working Capital Loans

Authors

  • Dian Kurnianingrum Bina Nusantara University

DOI:

https://doi.org/10.21512/bbr.v6i3.945

Keywords:

BI rate, distribution of working capital loans

Abstract

This research “The influence of BI rate to the distribution of working capital loans" is conducted at Indonesian commercial bank during the month of January 2005 until May 2009. The purpose of this research is to determine the effect of BI rate toward the distribution of working capital loans. To test the research hypotheses, the data were analyzed by using Pearson correlate and simple linear regression. Based on research, BI rate significantly influence the distribution of working capital loans. BI rate gives a negative impact to the distribution of working capital loans. It means, the increase in BI rate will decrease the distribution of working capital loans, and vice versa, the decrease in BI rate will increase the distribution of working capital loans.

Dimensions

Plum Analytics

Author Biography

Dian Kurnianingrum, Bina Nusantara University

Management Department

References

Bank Indonesia. 2008. Booklet Perbankan Indonesia Tahun 2008. Jakarta: Bank Indonesia.

Bank Indonesia. 2013. BI rate. Diakses tanggal 20 Juli 2014 dari http://www.bi.go.id/

Ohyver, M., Bekti, R. D., Rahayu, A. (2013). Academic Development Program Code: IT-0052/RO Data Management & Manipulation with SPSS (Intermediate Level). Jakarta: Bina Nusantara University.

Silalahi, U. 1999. Metode dan Metodologi Penelitian. Bandung: Bina Budhaya Bandung

Santos, J. A. C., Winton, A. (2010). Bank Capital, Borrower Power, and Loan Rates. JEL Classification. Diakses tanggal 20 Juli 2014 dari http://www.rhsmith.umd.edu/files/Documents/Departments/Finance/Session6WintonBankCapitalBorrowerPower.pdf

Triandaru, S., Budisantoso, T. (2006).Bank dan Lembaga Keuangan Lainnya. Jakarta: Salemba Empat.

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Published

2015-11-30
Abstract 344  .
PDF downloaded 264  .