Prioritas Alternatif Keputusan pada Analisis Kredit Motor
DOI:
https://doi.org/10.21512/bbr.v4i1.1114Keywords:
credit analysis, non-performing loans, method of comparison exponentialAbstract
Non-performing loans are common problem faced by financing companies. One of the companies which is exposed to this problem is a motorcycle dealer. Object of this research is PT. AM, a motorcycle dealer of brand Yamaha. Corporate leaders realized the problem of non-performing credit, and they tried solving the problem by conducting strengthens analysis credit with the purpose to sustain the operational in the future. The methods used in this research were standard credit scoring and method of comparison exponential as decision-making to determine the sequence of alternative counsel by plural criteria. The technique of the data collection was directly face-to-face unstructured interview through. On the stage of standard credit scoring analysis, the data obtained process by giving value. Next on the stage analysis using method of comparison exponential, used the calculation of parameters and eckenrode method. The final results of this research were that good analysis management of credit can reduce the problem of non-performing loans. It is proven of 3 debtor non-performing in notes of the company was 3 debtor equal to the result predictions of this research.
Plum Analytics
References
Aryanto, R., dan Endicha, A. P. (2010). Analisis Risiko Kredit Pembiayaan Mobil PT Bukopin Finance. Jurnal Manajemen, 01 (02).
Dendawijaya, L. (2005). Manajemen Perbankan. Cetakan Kedua. Jakarta: Ghalia Indonesia.
Ma’arif, S., dan Tanjung, H. (2003). Teknik-Teknik Kuantitatif Untuk Manajemen. Jakarta: Grasindo.
Marimin. (2004). Teknik dan Aplikasi Pengambilan Keputusan Kriteria Majemuk. Jakarta: Grasindo.
Muanas. (1999). Analisis Kebijakan Penjualan Kredit Pada CV. Citra Pangan Mandiri Bogor. Jurnal Ilmiah Akuntansi dan Manajemen STIE Kesatuan Bogor. No. 1.
Rahmadana, M., Fitri, & Lumbanraja, H. (2002). Analisis Pemakaian Jasa Kredit Pada Perum Pegadaian Kantor Wilayah Medan. Jurnal Ilmiah “Manajemen & Bisnis” Universitas Muhammadiyah Sumatera Utara. Vol. 02 No. 1, p.13-22.
Rivai, V., & Veithzal, A. P. (2007). Credit Management Handbook. Jakarta: Raja Grafindo Persada.
Siswanto, S. (2007). Analisis Kredit Bank Umum. Jakarta: Damar Mulia Pustaka.
Downloads
Published
Issue
Section
License
Authors who publish with this journal agree to the following terms:
a. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License - Share Alike that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
b. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
c. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
USER RIGHTS
All articles published Open Access will be immediately and permanently free for everyone to read and download. We are continuously working with our author communities to select the best choice of license options, currently being defined for this journal as follows: Creative Commons Attribution-Share Alike (CC BY-SA)