Perbandingan Penawaran Investasi Depostio Bank Syariah


  • Hery Harjono Muljo Universitas Bina Nusantara
  • Holly D Universitas Bina Nusantara



Syariah Bank, quality, time-deposits


From the beginning, the sharia banks operation is always supporting mosleem expectations. Economic recovery, fairness, security, and comfortness aspects are became ultimate goals of sharia bank in Indonesia. This research is comparing the investment deposits from 3 sharia banks, and 4 business units of sharia, by using comparative descriptive analysis. The comparative variables were devided into 3 categories; there are Nisbah (profit sharing), investment conditions, and bank fascilities. The results indicates that BNI has the highest nisbah between all sharia banks at the first category. Bank Muamalat Indonesia, BNI Sharia, Bank Sharia Mega Indonesia has the lowest openning balance of time-deposits at second category . The product fascility as the third category, indicates that Bank Sharia Mandiri, BNI Sharia, Bank Sharia Mega Indonesia, and Bank Muamalat can using multi currency. BTN Sharia, Bank Sharia Mega Indonesia, Bank Muamalat Indonesia, and Bank Danamon Sharia were also offer joint account in their sharia investment. 


Plum Analytics

Author Biographies

Hery Harjono Muljo, Universitas Bina Nusantara

Jurusan Akuntansi 

Holly D, Universitas Bina Nusantara

Jurusan Akuntansi 


Afzal-ur-rahman. (1994). Dokrin ekonomi Islam, Dewan Bahasa dan Pustaka Kementerian Pendidikan Malaysia.

Anggraini L. (2010). BI: Deposito milik perorangan dominasi kenaikan DPK bank, Ekonomi dan Bisnis. Diakses tanggal 28 April 2010 dari (2009). Ada ruang pertumbuhan 40%. Diakses tanggal 28 April 2010 dari

Muhammad. (2005). Manajemen Bank Syariah, edisi revisi, Yogyakarta: UPP AMPP YKPN.



Abstract 378  .
PDF downloaded 435  .