WIDJAYANTI, Carolina Ety; ADAWIYAH, Wiwiek Rabiatul; SUDARTO, Sudarto; NAJMUDIN, Najmudin; LAKSANA, Rio Dhani. Digital Transformation of MSME Finance: The Role of Digital Financial Literacy, Digital Lifestyle, and Saving Decisions in Digital Banks (SDB) for Business Resilience. Journal The Winners, [S. l.], 2026. Disponível em: https://journal.binus.ac.id/index.php/winners/article/view/14646. Acesso em: 5 feb. 2026.