WIDJAYANTI, Carolina Ety; ADAWIYAH, Wiwiek Rabiatul; SUDARTO, Sudarto; NAJMUDIN, Najmudin; LAKSANA, Rio Dhani. Digital Transformation of MSME Finance: The Role of Digital Financial Literacy, Digital Lifestyle, and Saving Decisions in Digital Banks (SDB) for Business Resilience. Journal The Winners, [S. l.], v. 27, n. 1, p. 47–58, 2026. DOI: 10.21512/tw.v27i1.14646. Disponível em: https://journal.binus.ac.id/index.php/winners/article/view/14646. Acesso em: 23 sep. 2026.