LIE, Marisa; SAHDA PUTRA, Bani; SAMMUEL SULU, Jimmy; TANJUNG, Miranda Hotmadia. The Psychology of BNPL Repayment Procrastination: Behavioral Insights on Present Bias and Financial Motivation. Journal The Winners, [S. l.], v. 26, n. 2, 2025. DOI: 10.21512/tw.v26i2.13936. Disponível em: https://journal.binus.ac.id/index.php/winners/article/view/13936. Acesso em: 29 dec. 2025.