Utilization of QR Code for Tracking Digital Expenses

Authors

  • Gerardo Axel Lwiantoro
  • Farhan Putra Salsabil Bina Nusantara University
  • Gregorius A. N. Aditantyo Bina Nusantara University
  • Derwin Suhartono Bina Nusantara University

DOI:

https://doi.org/10.21512/emacsjournal.v3i2.6533

Keywords:

digital wallet, QR code, digital expenses

Abstract

Today, a lot of us have a lot of digital wallet services that we use. Because of that tracking our spending has become significantly harder because most people use more than one digital wallet. This study aims to find out how can we utilize QR code in the payment receipt at out digital transaction, to keep track on our transaction on various digital wallet. To help keep track of the expenses from the various digital wallet, we use QR code that is generated from the receipt of the transaction that contain the encrypted data of the transaction that occurs. This data can be scanned so it can be added to a personal budget tracker app so the user can manage their digital expenses in one view.

Dimensions

Plum Analytics

Author Biographies

Farhan Putra Salsabil, Bina Nusantara University

Computer Science Department, School of Computer Science

Gregorius A. N. Aditantyo, Bina Nusantara University

Computer Science Department, School of Computer Science

Derwin Suhartono, Bina Nusantara University

Computer Science Department, School of Computer Science

References

Amidjono, D. S., Brock, J., & Junaidi, E. (2016). Financial literacy in Indonesia. In International Handbook of Financial Literacy (pp. 277-290). Springer, Singapore.

Baskoro, H. A., & Amini, A. (2020). Analysis of factors influencing consumer intention toward Indonesia QR mobile payment. In Understanding Digital Industry: Proceedings of the Conference on Managing Digital Industry, Technology and Entrepreneurship (CoMDITE 2019), July 10-11, 2019, Bandung, Indonesia (p. 112). Routledge.

Davis, F. (2019). Global Consumer Insights Survey 2019 | PwC. Digital Marketing Community. Retrieved 17 June 2020, from https://www.digitalmarketingcommunity.com/researches/global-consumer-insights-survey-2019/.

Dikria O., Mintarti S. U. (2016). Pengaruh Literasi Keuangan Dan Pengendalian Diri Terhadap Perilaku Konsumtif Mahasiswa Jurusan Ekonomi Pembangunan Fakultas Ekonomu Universitas Negri Malang Angkatan 2013. Jurnal Pendidikan Ekonomi, Vol.09, No.2 128-139

Fadila, Annisa (2020). Capai transaksi hingga US$ 6,3 miliar, fasilitas penggunaan GoPay akan diperluas. Kontan. https://industri.kontan.co.id/news/capai-keuntungan-hingga-us-63-miliar-fasilitas-penggunaan-gopay-akan-diperluas

Fong, S. L., Yung, D. C. W., Ahmed, F. Y., & Jamal, A. (2019). Smart City Bus Application with Quick Response (QR) Code Payment. In Proceedings of the 2019 8th International Conference on Software and Computer Applications (pp. 248-252).

GlobalWebIndex, “Market Snapshot Indonesia Q1 2019,” 2019

Hidayatullah, S., Waris, A., & Devianti, R. C. (2018). Perilaku Generasi Milenial dalam Menggunakan Aplikasi Go-Food. Jurnal Manajemen Dan Kewirausahaan, 6(2), 240– 249.

Huang, J. (2017). How mobile payment is changing the world.

Karmawan, G. M., Fernandoand, Y., & Gui, A. (2019). QR Code Payment in Indonesia and Its Application on Mobile Banking. KnE Social Sciences, 551-568.

Klapper, L., Lusardi, A., & Van Oudheusden, P. (2015). Financial Literacy Around the World. Standard & Poor’s Ratings Services Global Financial Literacy Survey. Washington: Standard & Poor’s.

Kumala, I., & Mutia, I. (2020) Pemanfaatan Aplikasi Dompet Digital Terhadap Transaksi Retail Mahasiswa. In Semnas Ristek (Seminar Nasional Riset dan Inovasi Teknologi) 2020 (Vol. 4, No. 1).

Kumala, I., & Mutia, I. (2020) Pemanfaatan Aplikasi Dompet Digital Terhadap Transaksi Retail Mahasiswa. In Semnas Ristek (Seminar Nasional Riset dan Inovasi Teknologi) 2020 (Vol. 4, No. 1).

Lewis, M., & Perry, M. (2019). Follow the money: Managing personal finance digitally. In Proceedings of the 2019 CHI Conference on Human Factors in Computing Systems (pp. 1- 14).

Lu, J., Yang, Z., Li, L., Yuan, W., Li, L., & Chang, C. C. (2017). Multiple schemes for mobile payment authentication using QR code and visual cryptography. Mobile Information Systems, 2017.

Mawarrini R. I., Afidah N. L., & Pawestri A. A. (2017). Identifikasi Pembayaran Bergerak (Mobile Payment) yang Mengganggu (Disruptive) di Indonesia. Perisai, Vol 1(3), October 2017, 36-48.

Mohit, P., Amin, R., & Biswas, G. P. (2017). Design of Secure and Efficient Electronic Payment System for Mobile Users. In International Conference on Mathematics and Computing (pp. 34-43). Springer, Singapore.

Morgan, P. J., Huang, B., & Trinh, L. Q. (2019). The need to promote digital financial literacy for the digital age. IN THE DIGITAL AGE.

Nuriyanto M. Z., Abidin Z, Syahfiar A., Firmansyah F. A., Rianto W. J., Prasetyono I., Pahlevi F. N., Ikhsan F. A., Kurnianto F. A. (2019). Analisis Pola Konsumsi Dan Gaya Hidup Mahasiswa Pendidikan Geografi Universitas Jember Angkatan 2018. ISSN 2622-125X Vol. 2 No. 2

Oo, K. Z. (2019). Design and Implementation of Electronic Payment Gateway for Secure Online Payment System.

Petrova, K., Romaniello, A., Medlin, B. D., & Vannoy, S. A. (2016). QR Codes Advantages and Dangers. In 13th International Joint Conference on e-Business and Telecommunications (Vol. 2, pp. 112-116). SCITEPRESS–Science and Technology Publications, Lda.

Purnomo, A. T., Gondokaryono, Y. S., & Kim, C. S. (2016). Mutual authentication in securing mobile payment system using encrypted QR code based on public key infrastructure. In 2016 6th International Conference on System Engineering and Technology (ICSET) (pp. 194-198). IEEE.

Saragih, S. F., & Wagiu, E.B. (2019). Analisa Perencanaan Pembayaran Menggunakan Sistem QR Code di Industrial Universitas Advent Indonesia. TeIKa, 9(01), 15-29.

Sun, J., & Zhang, N. (2019). The Mobile payment based on public-key security technology. In Journal of Physics: Conference Series (Vol. 1187, No. 5, p. 052010). IOP Publishing.

Tiwari, S. (2016). An introduction to QR code technology. In 2016 International Conference on Information Technology (ICIT) (pp. 39-44). IEEE.

Widayati, Y. T. (2017). Aplikasi Teknologi Qr (Quick Response) Code Implementasi Yang Universal. KOMPUTAKI, 1(1).

Downloads

Published

2021-05-31

Issue

Section

Articles
Abstract 319  .
PDF downloaded 474  .